Terms and Conditions

1. Acceptance of Terms

By creating an account, submitting a consultation request, or otherwise using any service offered by Welvaart Fonds ("we", "us", "our"), you confirm that you have read, understood, and agree to be bound by these Terms, together with our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the service.

2. Description of Service

Welvaart Fonds provides AI-driven data analysis and decision-support tools intended to assist investors and professionals in reviewing information and forming independent judgments. The service does not place trades, manage funds, or act as a broker, financial adviser, or custodian on behalf of any user, unless expressly and separately agreed in writing.

3. No Financial Advice

Nothing provided through Welvaart Fonds, including any analysis, output, report, or communication, constitutes financial, investment, tax, or legal advice. All content is provided for informational purposes only. You are solely responsible for any decisions made in reliance on information obtained through the service, and you should seek independent professional advice before making financial decisions.

4. Eligibility and Account Responsibilities

You must be of legal age and have the capacity to enter into a binding agreement in your jurisdiction to use this service. You are responsible for maintaining the confidentiality of any account credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use.

5. Acceptable Use

You agree not to misuse the service. This includes, without limitation, agreeing not to:

• Attempt to gain unauthorized access to any part of the service, related systems, or networks.
• Use the service for any unlawful, fraudulent, or harmful purpose.
• Reverse-engineer, decompile, or attempt to extract the underlying methodology or source code of the service.
• Interfere with, disrupt, or place undue burden on the service's infrastructure.
• Reproduce, resell, or redistribute any part of the service without our prior written consent.

6. Intellectual Property

All content, branding, software, and materials associated with Welvaart Fonds, including text, graphics, logos, and underlying technology, are the property of Welvaart Fonds or its licensors and are protected by applicable intellectual property laws. No rights are transferred to you except as expressly set out in these Terms.

7. Fees and Payment

Where applicable, fees for services will be communicated prior to purchase or subscription. You agree to provide accurate billing information and to pay all applicable fees. We reserve the right to modify pricing with reasonable notice. Failure to pay outstanding fees may result in suspension or termination of access.

8. Risk Disclosure

Markets and investment decisions carry inherent risk, including the possible loss of capital. Any analysis or output generated by Welvaart Fonds is based on data and models that may be incomplete, delayed, or subject to error, and past performance or historical patterns referenced within the service are not indicative of future results. You accept full responsibility for evaluating the suitability of any decision made using information obtained through the service.

9. Disclaimers

The service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the service will be uninterrupted, timely, secure, or error-free.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Welvaart Fonds and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or investment capital, arising out of or related to your use of, or inability to use, the service, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Welvaart Fonds and its representatives from any claims, damages, liabilities, and expenses arising out of your use of the service, your violation of these Terms, or your violation of any rights of a third party.

12. Third-Party Services and Links

The service may reference or integrate with third-party data sources, tools, or links. We do not control and are not responsible for the content, accuracy, or availability of any third-party resource, and inclusion of such references does not imply endorsement.

13. Termination

We reserve the right to suspend or terminate access to the service, with or without notice, for conduct that we believe violates these Terms, is harmful to other users, or is harmful to our business interests. You may discontinue use of the service at any time.

14. Modifications to the Terms

We may update these Terms from time to time to reflect changes in our services or for legal and operational reasons. Updated Terms will be posted on this page with a revised date. Continued use of the service after changes take effect constitutes acceptance of the revised Terms.

15. Governing Law

These Terms are intended to be governed by the laws applicable in the jurisdiction in which Welvaart Fonds operates, without regard to conflict of law principles. [Insert specific governing law and jurisdiction detail as applicable before publication.]

16. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

17. Contact

Questions regarding these Terms should be directed through the contact channels provided on our website. [Insert specific contact details as applicable before publication.]