Privacy Policy

1. Introduction

Welvaart Fonds ("we", "us", or "our") respects your privacy and is committed to protecting the personal information you share with us. This Policy describes the types of information we may collect through our website and related services (the "Services"), how we use that information, and the choices available to you.

By accessing or using our Services, you acknowledge that you have read and understood this Policy. If you do not agree with any part of this Policy, please discontinue use of the Services.

2. Information We Collect

We may collect the following categories of information, depending on how you interact with us:

• Information you provide directly: name, email address, phone number, company details, and any information submitted through contact or consultation request forms.
• Usage information: pages visited, time spent on the site, referring pages, and general interaction data collected through standard web analytics tools.
• Device and technical information: browser type, operating system, IP address, and approximate location derived from your IP address.
• Communications: records of correspondence if you contact us directly, including the content of your inquiries.

We do not knowingly collect sensitive financial account credentials, trading passwords, or similarly sensitive identifiers through this website.

3. How We Use Information

Information we collect may be used to:

• Respond to inquiries and provide requested information about our Services;
• Operate, maintain, and improve the functionality and content of our website;
• Communicate updates, administrative notices, or requested follow-ups;
• Understand general usage patterns to inform design and content decisions;
• Comply with applicable legal obligations and enforce our Terms of Service.

We do not sell personal information to third parties.

4. Cookies and Similar Technologies

Our website may use cookies and similar tracking technologies to support basic functionality and to gather aggregated usage statistics. You can control or disable cookies through your browser settings; however, some features of the Services may not function properly if cookies are disabled.

5. Legal Basis for Processing

Where applicable law requires a legal basis for processing personal information, we rely on one or more of the following: your consent, the necessity of processing to respond to your request, our legitimate interest in operating and improving our Services, and compliance with legal obligations.

6. Sharing of Information

We may share information with:

• Service providers who assist with website hosting, analytics, email delivery, or related administrative functions, under appropriate confidentiality obligations;
• Legal and regulatory authorities where disclosure is required to comply with applicable law, regulation, or valid legal process;
• Professional advisors such as auditors or legal counsel, where necessary to protect our rights or interests.

We do not share personal information with unrelated third parties for their own independent marketing purposes.

7. Data Retention

We retain personal information only for as long as necessary to fulfil the purposes outlined in this Policy, unless a longer retention period is required or permitted by law. When information is no longer needed, we take reasonable steps to securely delete or anonymize it.

8. Data Security

We implement reasonable administrative, technical, and organizational safeguards designed to protect information against unauthorized access, loss, misuse, or alteration. However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.

9. International Transfers

Depending on how our Services are hosted and operated, information may be processed or stored in jurisdictions other than your own. Where such transfers occur, we aim to apply safeguards consistent with applicable data protection requirements.

10. Your Rights

Subject to applicable law, you may have rights to:

• Request access to the personal information we hold about you;
• Request correction of inaccurate or incomplete information;
• Request deletion of your personal information, subject to legal exceptions;
• Object to or request restriction of certain processing activities;
• Withdraw consent where processing is based on consent, without affecting prior lawful processing.

To exercise any of these rights, please contact us using the details provided on our website. We may need to verify your identity before responding to certain requests.

11. Children's Privacy

Our Services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can take appropriate action.

12. Third-Party Links

Our website may contain links to third-party sites that are not operated by us. We are not responsible for the privacy practices or content of those external sites, and we encourage you to review their respective privacy policies.

13. Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or for operational, legal, or regulatory reasons. The updated version will be indicated by a revised "Last updated" date, and continued use of our Services following changes constitutes acceptance of the revised Policy.

14. Contact Us

If you have questions about this Privacy Policy or how your information is handled, please reach out via the contact details provided on our website or through the consultation request form.